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Real Estate Glossary - V

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

  • Variable interest rate A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills.
  • Variable rate mortgage A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills.
  • Variable rate An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index.
  • Vaulted ceiling An elongated half-cylinder that arches above the floor.
  • Verification of deposit Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history.
  • Verification of employment Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary.
  • Vestibule A small entrance hall or room.
  • Veterans Administration (VA) The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment.
  • Victorian style An architectural style that dates from the mid-19th century.
  • Vinyl-clad windows Wood windows sheathed in vinyl on the outside.
  • Voluntary lien A lien that a homeowner willingly gives to a lender.
  • VA loans A program that allows most veterans to purchase a house without a down payment.

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